ATM

                          Lesson 2
             How to Use an ATM Machine. 

A. Common People Saying About ATM 
I need to withdraw some cash.
(Saya perlu menarik uang tunai.)

Where is the nearest ATM?
(Di mana ATM terdekat?)

This ATM is out of service.
(ATM ini sedang tidak berfungsi.)

Please enter your PIN.
(Silakan masukkan PIN Anda.)

I want to check my balance.
(Saya ingin mengecek saldo saya.)

I want to transfer money.
(Saya ingin mentransfer uang.)

How much money do you want to withdraw?
(Berapa uang yang ingin Anda tarik?)

Please take your cash.
(Silakan ambil uang Anda.)

Don’t forget your card.
(Jangan lupa kartu Anda.)

Do you want a receipt?”
(Apakah Anda ingin struk?)

My card is stuck in the ATM.
(Kartu saya tersangkut di ATM.)







“The ATM didn’t give me the money.”
(ATM tidak mengeluarkan uang saya.)
“My balance decreased but I didn’t get the cash.”
(Saldo saya berkurang tetapi saya tidak menerima uang.)
“This ATM only gives large bills.”
(ATM ini hanya mengeluarkan pecahan besar.)
“The ATM is very crowded today.”
(ATM sangat ramai hari ini.)
“Please wait for the transaction to finish.”
(Silakan tunggu sampai transaksi selesai.)
“I forgot my PIN.”
(Saya lupa PIN saya.)
“I will try another ATM.”
(Saya akan mencoba ATM lain.)
“This ATM is very easy to use.”
(ATM ini sangat mudah digunakan.)
“ATM machines are very helpful.”
(Mesin ATM sangat membantu.)
Jika Anda mau, saya juga bisa buatkan Dialogue panjang tentang situasi di ATM (orang bertanya cara menggunakan ATM kepada orang lain) dalam bilingual, supaya cocok untuk materi speaking kelas XI seperti yang sering Anda buat





ATM Vocabulary. 

ATM machine = Mesin ATM

ATM card = kartu ATM

Withdrawal = Penarikan uang

Deposit money = Setor uang

Transfer money = Transfer uang

Balance inquiry = Cek saldo

Withdraw money = tarik uang

Cash withdrawal = tarik tunai

Recept = struk/ bukti transaksi

Amount of money = jumlah uang

Other amount = jumlah lain

Press button = Tekan tombol

Take your card = Ambil kartu

Take your cash = Ambil uang

Take your receipt = Ambil struk

Out of service = rusak

Card slot = Tempat masuk kartu

Keypad = Papan tombol angka

Screen = Layar

Cash dispenser = Tempat keluar uang

Receipt slot = Tempat keluar struk

Security camera = Kamera pengaman

Speaker = Pengeras suara

Fingerprint scanner = Pemindai sidik jari

Bank Account = rekening bank

Invalid pin = pin salah

Out of service = tidak berpungsi

Bank fee = Biaya bank

B. Actions at the ATM (Tindakan di ATM)

Insert the card = Memasukkan kartu
Enter PIN = Memasukkan PIN
Select transaction = Memilih transaksi
Withdrawal = Penarikan uang
Deposit money = Setor uang
Transfer money = Transfer uang
Balance inquiry = Cek saldo
Print receipt = Mencetak struk
Take the cash = Mengambil uang
Cancel transaction = Membatalkan transaksi
Transaction completed = transaksi selesai
Account balance = saldo rekening


CDialogue

Alwi :
How to insert the ATM card?
Bagaimana cara memasukkan kartu ATM?

Budi  :
Insert your ATM card into the card slot with the chip facing up.
Masukkan kartu ATM ke dalam slot kartu dengan chip menghadap ke atas.)

Alwi  :
How to enter the PIN number?
Bagaimana cara memasukkan nomor PIN?

Budi :
Type your 6-digit PIN number on the keypad and press enter.
Ketik nomor PIN 6 digit di keypad, lalu tekan enter.)

Alwi:
How to choose the transaction?
Bagaimana cara memilih transaksi?

Budi  :
Select the type of transaction you want, such as withdrawal, transfer, or balance inquiry, from the screen menu.
Pilih jenis transaksi yang kamu inginkan, seperti tarik tunai, transfer, atau cek saldo, dari menu di layar.

Alwi   :
How to withdraw money?
Bagaimana cara menarik uang?

Budi  :
Choose “Withdrawal,” enter the amount of money you want, and confirm the transaction.
Pilih “Tarik Tunai,” masukkan jumlah uang yang kamu inginkan, lalu konfirmasi transaksi.

Alwi  : 
How to take the money?
Bagaimana cara mengambil uangnya?

Budi  :
Wait until the machine releases the cash, then take the money from the cash slot.
Tunggu sampai mesin mengeluarkan uang, lalu ambil dari tempat keluarnya uang.

Alwi  :
How to finish the transaction?
Bagaimana cara menyelesaikan transaksi?

Budi  :
Press “Finish/Exit,” then take your receipt (if any) and your ATM card from the slot.
Tekan “Selesai/Keluar,” lalu ambil struk (jika ada) dan kartu ATM dari slot.



D. Exercise
    (ATM Practice

1. Alwi  :
What should you do first when using an 
ATM?
Apa yang harus kamu lakukan pertama kali
saat menggunakan ATM

Budi  : 
Insert your card. 
Masukkan kartu Anda.

2. Alwi  : 
How do you enter your PIN?
Bagaimana kamu memasukan PIN? 

Budi : 
By pressing the numbers on the keypad.              Dengan menekan angka di papan tombol

3. Alwi : 
What do you press if you want to take money?Apa yang kamu yekan jika kamu mau ambil uang 

Budi  :: 
The “Withdraw” button. 
 Tombol “Tarik Tunai

4. Alwi :
How do you check your balance at the ATM?
Bagaimana kamu mengecek saldo di ATM? 

Budi :
Select “Balance Inquiry.
Pilih “Cek Saldo

5  Alwi : 
What will happen if you enter the wrong PIN three times?
Apa yang akan terjadi jika kamu memasukan salah pin tiga kali? 

Budi : 
The card will be blocked. 
Kartu akan diblokir.

6. Alwi : 
What button do you press to cancel a
transaction?
Tombal apa yang kamu tekan untuk
menggagalkan transaksi ? 

Budi : 
The Cancel button. 
Tombol “Batal

7. Alwi  : 
Can you transfer money using an ATM?
Bisa transfer uang menggunakan ATM? 

Budi  : 
Yes, I can
Ya, bisa.

8. Alwi  : 
What comes out from the ATM after
withdrawing money?
 Apa yang  keluar di ATM setelah menarik uang

Budi  :
Cash and a receipt
Uang tunai dan struk.

9. Alwi  : 
Where do you insert your ATM card?
Di mana kamu memasukankartu ATM? 

Budi : 
into the card alot
Ke dalam slot kartu.

10. Alwi  :
What do you take after the transaction is completed?
Apa yqng kamu lakukan setelah transaksi
selesai? 

Budi  : 
The card, cash, and receipt. 
Kartu, uang, dan struk.

11. Alwi  : 
How do you choose the amount of money?
Bagaimana kamu memilih jumlah uang

Budi  : 
By selecting the number on the screen.
Dengan memilih angka di layar.

12. Alwi :  
What should you not forget after using the ATM?
Apa yang kamu harus tidak lupa setelah
 menggunkan AtM

Budi : 
Don’t forget your card
            Jangan lupa kartu Anda.

13. Alwi  : 
What does Out of Service mean on an ATM?
Apa artinya out of service di ATM? 

Budi  : 
It means the ATM is not working.
Artinya mesin ATM sedang rusak.

14. Alwi  : 
Is it safe to share your PIN with others? Why?Apa kah aman membagi pin ke orang lain

Budi  : 
No, because it is secret
Tidak, karena itu rahasia.

15. Alwi  : 
What do you do if the ATM does not give
            you money but your balance decreases?

Budi  : 
Call the bank immediately
Segera hubungi bank.


E. ATM Multiple Choice. 

1. What should you do first when using an
     ATM?
     Apa yang harus kamu lakukan pertama kali
     saat menggunakan ATM? 

a. Take cash
b. Insert your card 
c. Press cancel
d. Print receipt

2. How do you enter your PIN?
     Bagaimana cara memasukkan PIN-mu?)

a. By writing it
b. By pressing the numbers on the keypad 
c. By speaking
d. By scanning QRW

3. What do you press if you want to take money
    Apa yang kamu tekan jika ingin mengambil
     uang?

a. Deposit
b. Transfer
c. Withdraw 
d. Balance Inquiry

4. How do you check your balance at the ATM?        Bagaimana cara mengecek saldo di ATM?)

a. Select Withdraw
b. Select Deposit
c. Select Balance Inquiry 
d. Select Transfer

5. What will happen if you enter the wrong PIN
    three times?
    Apa yang terjadi jika kamu memasukkan PIN
     yang salah tiga kali?)

a. Money comes out
b. Card is blocked 
c. ATM prints receipt
d. Nothing happens

6. What button do you press to cancel a
     transaction?
     Tombol apa yang kamu tekan untuk
      membatalkan transaksi?

a. Cancel 
b. Withdraw
c. Enter
d. Transfer

6. Can you transfer money using an ATM? 
    Apakah kamu bisa transfer uang menggunakan
    ATM?)

a. Yes 
b. No
c. Only in bank
d. Only with phone

7. What comes out from the ATM after
    withdrawing money?
    Apa yang keluar dari ATM setelah menarik
     uang?

a. Cash and receipt 
b. Only card
c. Only receipt
d. Nothing

8. Where do you insert your ATM card?
   Di mana kamu memasukkan kartu ATM?

a. In the receipt slot
b. In the keypad
c. In the card slot 
d. In the cash slot

9. What do you take after the transaction is
     completed?
     Apa yang kamu ambil setelah transaksi
      selesai?

a. Card only
b. Cash only
c. Receipt only
d. Card, cash, and receipt 

10.  How do you choose the amount of money?          Bagaimana cara memilih jumlah uang?

a. By telling the security
b. By selecting the number on the screen 
c. By calling the bank
d. By pressing cancel

11. What should you not forget after using the
      ATM?
     Apa yang tidak boleh kamu lupakan setelah
      menggunakan ATM?

a. To print receipt
b. To take your card 
c. To call the bank
d. To press cancel

12. What does “Out of Service” mean on an
       ATM?
      Apa arti Out of Service pada mesin ATM?)

a. The ATM is working
b. The ATM is not working 
c. The ATM is giving money
d. The ATM is printing receipts

13. Is it safe to share your PIN with others?why?        Apakah aman membagikan PIN-mu kepada
      orang lain? Kenapa?

a. Yes, it helps them
b. No, because it is secret 
c. Yes, if family
d. Yes, if friends

14. What do you do if the ATM does not give you
       money but your balance decreases?
       Apa yang kamu lakukan jika ATM tidak
       mengeluarkan uang tetapi saldo berkurang? 
       
a. Try again many times
b. Call the bank immediately 
c. Go home
d. Do nothing

D.. Multiple Choice – ATM (C2–C4)
1. (C2 – Understanding)
What is the main function of an ATM?
Apa fungsi utama ATM?
A. To print books
B. To withdraw and transfer money
C. To buy food
D. To send emails
E. To watch videos
Answer / Jawaban: B
ATM is used to withdraw and transfer money.
ATM digunakan untuk menarik dan mentransfer uang.
2. (C2)
What do you need to access your account at an ATM?
Apa yang kamu butuhkan untuk mengakses rekening di ATM?
A. ID card only
B. Phone number
C. ATM card and PIN
D. Passport
E. Signature
Answer: C
You need an ATM card and PIN.
Kamu membutuhkan kartu ATM dan PIN.
3. (C2)
What does PIN stand for?
Apa kepanjangan PIN?
A. Personal Identity Name
B. Personal Identification Number
C. Private Internet Number
D. Public Identity Number
E. Personal Important Number
Answer: B
PIN stands for Personal Identification Number.
PIN adalah Personal Identification Number.
4. (C4 – Analyzing)
Why should you not share your PIN?
Mengapa kamu tidak boleh membagikan PIN?
A. It is not important
B. It is difficult to remember
C. It protects your bank account
D. It is expensive
E. It is public information
Answer: C
Sharing your PIN can risk your bank account.
Membagikan PIN dapat membahayakan rekeningmu.
5. (C2)
Where are ATMs commonly located?
Di mana ATM biasanya berada?
A. Libraries
B. Banks and malls
C. Schools only
D. Restaurants
E. Parks
Answer: B
ATMs are commonly found in banks and malls.
ATM biasanya ditemukan di bank dan mall.
6. (C4)
If the ATM swallows your card, what should you do?
Jika ATM menelan kartu, apa yang harus kamu lakukan?
A. Leave it
B. Break the machine
C. Call your friend
D. Contact the bank immediately
E. Try another PIN
Answer: D
You should contact the bank immediately.
Kamu harus segera menghubungi bank.
7. (C2)
Which transaction can be done at an ATM?
Transaksi mana yang bisa dilakukan di ATM?
A. Cooking food
B. Playing games
C. Checking balance
D. Printing photos
E. Charging phone battery
Answer: C
You can check your balance at an ATM.
Kamu bisa mengecek saldo di ATM.
8. (C4)
Why is it safer to use an ATM inside a bank?
Mengapa lebih aman menggunakan ATM di dalam bank?
A. It is bigger
B. It has air conditioning
C. It is monitored and secure
D. It is cheaper
E. It is colorful
Answer: C
ATMs inside banks are usually monitored.
ATM di dalam bank biasanya diawasi.
9. (C2)
How many times can you usually enter the wrong PIN before the card is blocked?
Berapa kali biasanya salah memasukkan PIN sebelum kartu terblokir?
A. One time
B. Two times
C. Three times
D. Four times
E. Five times
Answer: C
Usually after three wrong attempts, the card is blocked.
Biasanya setelah tiga kali salah, kartu terblokir.
10. (C4)
Why must you take your receipt after a transaction?
Mengapa kamu harus mengambil struk setelah transaksi?
A. To throw it away
B. To keep transaction records
C. To give it to strangers
D. To decorate your wallet
E. To sell it
Answer: B
Receipts help you track transactions.
Struk membantu mencatat transaksi.
11–20 (Ringkas tapi tetap standar soal)
11 (C2)
What service is NOT available at an ATM?
A. Withdraw money
B. Transfer money
C. Deposit money
D. Cook food
E. Check balance
Answer: D – ATMs cannot cook food.
ATM tidak bisa memasak makanan.
12 (C4)
Why should you check the ATM machine before using it?
A. To see its color
B. To ensure it is safe
C. To clean it
D. To move it
E. To repaint it
Answer: B – To avoid fraud.
Untuk menghindari penipuan.
13 (C2)
What does “withdraw” mean?
A. Save money
B. Take money out
C. Send email
D. Borrow money
E. Print money
Answer: B – Withdraw means take money out.
Withdraw berarti mengambil uang.
14 (C4)
If someone offers help at an ATM, what should you do?
A. Give your PIN
B. Ignore safety
C. Be careful and refuse
D. Give your card
E. Smile and leave card
Answer: C – For safety reasons.
Demi keamanan.
15 (C2)
When is an ATM usually available?
A. Only morning
B. Only afternoon
C. 24 hours
D. Only weekends
E. Only holidays
Answer: C – ATMs are available 24 hours.
ATM tersedia 24 jam.
16 (C4)
Why is ATM considered practical?
A. It is small
B. It works quickly anytime
C. It is colorful
D. It sings
E. It is free
Answer: B – It works quickly anytime.
Karena cepat dan bisa kapan saja.
17 (C2)
What is a balance?
A. Total money in account
B. Total debt
C. Total card number
D. Total PIN
E. Total machine
Answer: A – Balance is the money in your account.
Saldo adalah jumlah uang di rekening.
18 (C4)
Why should you cover the keypad when entering PIN?
A. To protect from cameras
B. To make it stylish
C. To hide machine
D. To slow down
E. To block screen
Answer: A – To protect from theft.
Untuk mencegah pencurian.
19 (C2)
What should you do after finishing a transaction?
A. Leave quickly without card
B. Take your card
C. Leave receipt
D. Turn off ATM
E. Press all buttons
Answer: B – Always take your card.
Selalu ambil kartu Anda.
20 (C4)
Why is being careful at an ATM important?
A. To save electricity
B. To avoid losing money
C. To make friends
D. To clean machine
E. To change color
Answer: B – To avoid fraud and loss.
Untuk menghindari penipuan dan kehilangan uang.



🏧 Multiple Choice – How to Operate an ATM (C2–C4)
21. (C2 – Understanding)
What is the first step before using an ATM?
Apa langkah pertama sebelum menggunakan ATM?
A. Take the money
B. Insert the card
C. Enter the PIN
D. Take the receipt
E. Press cancel
Answer / Jawaban: B
First, you insert the ATM card into the machine.
Pertama, kamu memasukkan kartu ATM ke mesin.
22. (C2)
After inserting the card, what should you do next?
Setelah memasukkan kartu, apa yang harus kamu lakukan?
A. Take money
B. Choose language and enter PIN
C. Leave the ATM
D. Remove the card
E. Call the bank
Answer: B
Next, choose the language and enter your PIN.
Selanjutnya, pilih bahasa dan masukkan PIN.
23. (C4 – Analyzing)
Why should you choose the correct language on the screen?
Mengapa kamu harus memilih bahasa yang benar di layar?
A. To make it colorful
B. To understand the instructions clearly
C. To make it faster
D. To skip steps
E. To change the machine
Answer: B
Choosing the correct language helps you understand the instructions.
Memilih bahasa yang benar membantu kamu memahami petunjuk.
24. (C2)
What should you do after entering your PIN correctly?
Apa yang harus kamu lakukan setelah memasukkan PIN dengan benar?
A. Turn off the ATM
B. Select the transaction type
C. Remove the card
D. Leave the machine
E. Press cancel
Answer: B
You should select the type of transaction.
Kamu harus memilih jenis transaksi.
25. (C2)
If you want to take money, which option should you choose?
Jika kamu ingin mengambil uang, opsi mana yang harus dipilih?
A. Deposit
B. Transfer
C. Withdrawal
D. Balance inquiry
E. Change PIN
Answer: C
Choose “Withdrawal” to take money.
Pilih “Withdrawal” untuk mengambil uang.
26. (C4)
Why must you check the amount before confirming the transaction?
Mengapa kamu harus memeriksa jumlah uang sebelum konfirmasi?
A. To waste time
B. To avoid mistakes
C. To change the machine
D. To impress others
E. To slow down
Answer: B
Checking the amount helps avoid mistakes.
Memeriksa jumlah uang membantu menghindari kesalahan.
27. (C2)
After choosing withdrawal, what should you do?
Setelah memilih penarikan, apa yang harus kamu lakukan?
A. Enter the amount of money
B. Take the card
C. Leave the ATM
D. Restart machine
E. Change PIN
Answer: A
Enter the amount of money you want to withdraw.
Masukkan jumlah uang yang ingin kamu tarik.
28. (C4)
Why should you wait until the transaction is complete?
Mengapa kamu harus menunggu sampai transaksi selesai?
A. To get your money and card safely
B. To watch the screen
C. To waste time
D. To clean the ATM
E. To talk to others
Answer: A
You must wait to receive your money and card safely.
Kamu harus menunggu untuk menerima uang dan kartu dengan aman.
29. (C2)
What should you take before leaving the ATM?
Apa yang harus kamu ambil sebelum meninggalkan ATM?
A. The machine
B. The screen
C. Your card and money
D. The keypad
E. The chair
Answer: C
Always take your card and money before leaving.
Selalu ambil kartu dan uang sebelum pergi.
30. (C4)
Why is it important to press “Cancel” after finishing?
Mengapa penting menekan “Cancel” setelah selesai?
A. To restart machine
B. To secure your transaction
C. To change color
D. To make noise
E. To delete the ATM
Answer: B
Pressing cancel helps secure your transaction.
Menekan tombol batal membantu mengamankan transaksi.



D. Talking About ATM – 20 Q & A 
1. Q: What is an ATM?

A: An ATM is a machine used to withdraw or manage money from a bank account.
(ATM adalah mesin yang digunakan untuk mengambil atau mengelola uang dari rekening bank.)

2. Q: What does ATM stand for?

A: ATM stands for Automated Teller Machine.
(ATM adalah singkatan dari Automated Teller Machine.)

3. Q: What can you do with an ATM?

A: You can withdraw money, check balance, transfer money, and sometimes deposit money.
(Anda bisa menarik uang, mengecek saldo, transfer uang, dan kadang menyetor uang.)

4. Q: What do you need to use an ATM?

A: You need an ATM card and a PIN.
(Anda memerlukan kartu ATM dan PIN.)

5. Q: What is a PIN?
A: A PIN is a secret number used to access your bank account.
(PIN adalah nomor rahasia untuk mengakses rekening bank.)

6. Q: Where can you find an ATM?
A: You can find ATMs at banks, shopping centers, and public places.
(ATM bisa ditemukan di bank, pusat perbelanjaan, dan tempat umum.)

7. Q: Is it safe to use an ATM at night?
A: It can be safe, but you should be careful and choose a safe place.
(Bisa aman, tetapi Anda harus berhati-hati dan memilih tempat yang aman.)

8. Q: How do you withdraw money from an ATM?
A: Insert your card, enter your PIN, select withdraw, and choose the amount.
(Masukkan kartu, masukkan PIN, pilih tarik tunai, lalu pilih jumlah uang.)

9..Q: Can you check your balance at an ATM?
A: Yes, you can check your balance easily.
(Ya, Anda bisa mengecek saldo dengan mudah.)

10..Q: Can you transfer money using an ATM?
A: Yes, you can transfer money to another account.
(Ya, Anda bisa mentransfer uang ke rekening lain.)

11. Q: What happens if you forget your PIN?
A: You need to contact the bank to reset it.
(Anda harus menghubungi bank untuk mengatur ulang PIN.)

12. Q: What happens if you enter the wrong PIN three times?
A: Your card may be blocked by the bank.
(Kartu Anda mungkin akan diblokir oleh bank.)

13. Q: What is a receipt from an ATM?
A: It is a printed proof of your transaction.
(Itu adalah bukti transaksi yang dicetak.)

14. Q: Should you keep your ATM receipt?
A: Yes, sometimes it is useful as a record.
(Ya, kadang itu berguna sebagai catatan.)

15. Q: What should you do after finishing the transaction?
A: Take your card, cash, and receipt.
(Ambil kartu, uang, dan struk Anda.)

16. Q: What does “Out of Service” mean on an ATM?
A: It means the ATM is not working.
(Artinya mesin ATM tidak berfungsi.)

17. Q: What should you do if the ATM keeps your card?
A: Contact the bank immediately.
(Segera hubungi bank.)

18. Q: Can an ATM run out of money?
A: Yes, sometimes the ATM may run out of cash.
(Ya, kadang ATM bisa kehabisan uang.)

19..Q: Is it safe to share your PIN with others?
A: No, you must keep your PIN secret.
(Tidak, Anda harus merahasiakan PIN Anda.)

20..Q: Why do people use ATMs?
A: Because they are fast, easy, and available anytime.
(Karena cepat, mudah, dan terBaik 

 




uat.







E. Dialogue: 

                    Using an ATM

A: Excuse me, can you tell me how to use this ATM?
Maaf, bisakah kamu kasih tahu cara pakai ATM ini?

B: Sure. First, insert your ATM card into the slot.
Tentu. Pertama, masukkan kartu ATM kamu ke slot.

A: Okay. Then what should I do?
Oke. Lalu apa yang harus saya lakukan?

B: Enter your PIN number on the keypad and press enter.
Masukkan nomor PIN di keypad lalu tekan enter.

A: Done. How do I withdraw money?
Sudah. Bagaimana cara tarik uang?

B: Select “Withdrawal” on the screen, then type the amount you want.
Pilih “Tarik Tunai” di layar, lalu ketik jumlah uang yang kamu mau.

A: I see. And after that?
Baik, lalu setelah itu?

B: Wait until the machine gives you the cash. Then take your money from the cash slot.
Tunggu sampai mesin mengeluarkan uang. Lalu ambil uangmu dari tempat keluarnya uang.

A: Great. How do I finish the transaction?
Bagus. Bagaimana cara menyelesaikan transaksinya?

B: Press “Finish” or “Exit,” then don’t forget to take your card and receipt.
Tekan “Selesai” atau “Keluar,” lalu jangan lupa ambil kartu dan strukmu.

A: Thank you, that’s really helpful.
Terima kasih, itu sangat membantu.

B: You’re welcome.
Sama-sama.


F. Learn by heart. 
    ( To withdraw cash from an ATM,) 

1. First insert your card into the machine.   
    pertama masukkan kartu ke dalam mesin.

2. Enter your PIN  - masukkan PIN 

3. Select the language - pilih bahasa."

4.  Next, choose the transaction type,S
     Selanjutnya, pilih jenis transaksi, 

5. Enter the amount you want to withdraw    
    masukkan jumlah uang yang ingin Anda ambil.

6. Confirm the transaction and take your
     money and card.
     Konfirmasi transaksi dan ambil uang dan
     kartu 


G. Reading 

                How to Use an ATM Machine
               Cara Menggunakan Mesin ATM)

       An ATM (Automated Teller Machine) is a machine that allows people to do basic banking activities without going to a bank teller. It is commonly used to withdraw cash, check balances, or transfer money.
ATM (Automated Teller Machine) adalah mesin yang memungkinkan orang melakukan aktivitas perbankan dasar tanpa harus pergi ke teller bank. ATM biasanya digunakan untuk mengambil uang tunai, mengecek saldo, atau mentransfer uang.

           The first step to use an ATM machine is inserting your ATM card into the card slot. Make sure the card is inserted in the correct direction.

Langkah pertama untuk menggunakan mesin ATM adalah memasukkan kartu ATM ke dalam slot kartu. Pastikan kartu dimasukkan dengan arah yang benar.

        Next, the machine will ask you to enter your PIN (Personal Identification Number). This is a secret number that protects your account. Always keep your PIN safe and never share it with others.

Selanjutnya, mesin akan meminta Anda untuk memasukkan PIN (Personal Identification Number). PIN adalah nomor rahasia yang melindungi rekening Anda. Selalu jaga kerahasiaannya dan jangan pernah memberitahukannya kepada orang lain.

        After entering your PIN, the screen will display several menu options. The most common options are:

  • Withdraw cash
  • Check account balance
  • Transfer money
  • Pay bills

Setelah memasukkan PIN, layar akan menampilkan beberapa menu pilihan. Pilihan yang paling umum adalah:

  • Tarik tunai
  • Cek saldo rekening
  • Transfer uang
  • Bayar tagihan

R. If you choose to withdraw cash, you must enter the amount of money you want. The machine will then process your request and give you the cash.

Jika Anda memilih tarik tunai, Anda harus memasukkan jumlah uang yang ingin diambil. Mesin kemudian akan memproses permintaan Anda dan mengeluarkan uang tunai.


          If you choose to check your balance, the machine will show how much money is in your account.

Jika Anda memilih cek saldo, mesin akan menampilkan berapa banyak uang yang ada di rekening Anda

         .If you want to transfer money, you need to enter the destination account number and the amount.

        Jika Anda ingin transfer uang, Anda perlu memasukkan nomor rekening tujuan dan jumlah yang akan ditransfer.


        When you are finished, always remember to take your ATM card back and also the receipt if you requested one. Finally, take your cash and make sure nothing is left behind.

        Ketika selesai, selalu ingat untuk mengambil kembali kartu ATM Anda dan juga struk jika Anda memintanya. Terakhir, ambil uang Anda dan pastikan tidak ada yang tertinggal.


           n conclusion, an ATM machine is a simple and useful tool that helps people manage their money. The most common actions are inserting the card, entering the PIN, withdrawing cash, checking balances, transferring money, and taking the card and cash safely.

         Kesimpulannya, mesin ATM adalah alat yang sederhana dan bermanfaat untuk membantu orang mengelola uang mereka. Tindakan yang paling umum adalah memasukkan kartu, memasukkan PIN, menarik uang tunai, mengecek saldo, mentransfer uang, serta mengambil kartu dan uang dengan aman.


Exercise .
Reading Comprehension Questions – ATM Machine


1. What is the first step when using an ATM machine?

A. Enter your PIN
B. Take the cash
C. Insert your ATM card
D. Press the Cancel button
E. Take the receipt
Answer: C. Insert your ATM card


2. What does PIN stand for?

A. Personal Identification Number
B. Personal Internet Number
C. Public Identification Note
D. Personal Input Name
E. Private ID Number
Answer: A. Personal Identification Number


3. Why should you keep your PIN secret?

A. To save money
B. To protect your account
C. To withdraw faster
D. To get more cash
E. To avoid long lines
Answer: B. To protect your account


4. Which of the following is NOT usually an ATM option?

A. Withdraw cash
B. Transfer money
C. Pay bills
D. Buy groceries
E. Check balance
Answer: D. Buy groceries


5. What do you need to do if you want to withdraw money?

A. Enter the destination account number
B. Enter the amount of money you want
C. Enter your phone number
D. Enter your receipt code
E. Enter your address
Answer: B. Enter the amount of money you want

6. What will the ATM show if you choose “Check Balance”?

A. The transaction receipt
B. The amount of money in your account
C. The PIN number
D. The cash withdrawal limit
E. The bank’s address
Answer: B. The amount of money in your account

7. What must you enter if you want to transfer money?

A. Your phone number
B. Your password
C. Destination account number and amount
D. Your ID card number
E. Your receipt number
Answer: C. Destination account number and amount

8. What should you always remember to take after finishing an ATM transaction?

A. Card and receipt
B. PIN number
C. User manual
D. Internet code
E. Account book
Answer: A. Card and receipt

9. What is the most common use of an ATM according to the text?

A. Buying goods
B. Playing games
C. Withdrawing cash
D. Printing documents
E. Paying rent
Answer: C. Withdrawing cash


10. What is the main idea of the text?

A. How to save money at a bank
B. How to use an ATM machine safely and correctly
C. How to apply for an ATM card
D. The history of ATM machines
E. How to work as a bank teller
Answer: B. How to use an ATM machine safely and correctly


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