.
B. Dialogue.
A Bank Clerk and A Bank Customer
Baik, saya buatkan materi topik Bank ya. Saya susun mulai dari Vocabulary → Useful Expressions → Percakapan agar runtut.
1. Vocabulary about Bank
- Bank = Bank
- Account = Rekening
- Saving account = Tabungan
- Current account = Giro
- Deposit = Simpanan
- Withdrawal = Penarikan
- Balance = Saldo
- Transfer = Transfer
- ATM (Automated Teller Machine) = Mesin ATM
- Loan = Pinjaman
- Interest rate = Suku bunga
- Credit card = Kartu kredit
- Debit card = Kartu debit
- Cheque = Cek
- Cashier = Kasir
- Teller = Teller / Petugas bank
- Bank statement = Laporan rekening
- PIN (Personal Identification Number) = PIN
- Overdraft = Saldo negatif
- Currency exchange = Penukaran mata uang
2. Useful Expressions at the Bank
- “I would like to open a bank account.” → Saya ingin membuka rekening bank.
- “Can I withdraw some money, please?” → Bisakah saya menarik sejumlah uang?
- “I need to transfer money.” → Saya perlu mentransfer uang.
- “What is my account balance?” → Berapa saldo rekening saya?
- “I’d like to change some money.” → Saya ingin menukar uang.
- “Could you help me with this form?” → Bisakah Anda membantu saya dengan formulir ini?
- “I lost my ATM card.” → Saya kehilangan kartu ATM saya.
- “How much is the interest rate?” → Berapa suku bunganya?
- “I would like to deposit some money.” → Saya ingin menyetor uang.
- “Can I apply for a loan here?” → Bisakah saya mengajukan pinjaman di sini?
3. Dialogues
Dialogue 1: Opening a Bank Account
Customer: Good morning. I would like to open a savings account.
Teller: Good morning. Sure, could you please fill out this form?
Customer: Yes, of course. Do I need to bring an ID?
Teller: Yes, we need a valid ID and a minimum deposit of 500,000 rupiah.
Customer: Okay, here is my ID and the money.
Teller: Thank you. Your account will be active today.
(Terjemahan singkat)
Nasabah: Selamat pagi. Saya ingin membuka rekening tabungan.
Teller: Selamat pagi. Tentu, silakan isi formulir ini.
Nasabah: Baik. Apakah saya perlu membawa KTP?
Teller: Ya, kami memerlukan KTP dan setoran awal minimal Rp500.000.
Nasabah: Oke, ini KTP saya dan uangnya.
Teller: Terima kasih. Rekening Anda akan aktif hari ini.
Dialogue 2: At the ATM
Customer: Excuse me, how do I withdraw money from this ATM?
Security: First, insert your card, then enter your PIN.
Customer: Okay. Then I select “Withdrawal”, right?
Security: Yes, choose the amount you want, and the machine will give you the money.
Customer: Great, thank you for your help.
Security: You’re welcome.
(Terjemahan singkat)
Nasabah: Permisi, bagaimana cara menarik uang dari ATM ini?
Satpam: Pertama, masukkan kartu, lalu masukkan PIN.
Nasabah: Baik. Lalu saya pilih “Penarikan”, benar?
Satpam: Ya, pilih jumlah uang yang diinginkan, lalu mesin akan mengeluarkan uang.
Nasabah: Baik, terima kasih atas bantuannya.
Satpam: Sama-sama.
Apakah mau saya buatkan juga latihan soal (Q&A) untuk topik bank ini supaya bisa lebih interaktif?
Oke 👍 saya buatkan latihan soal (Q&A) topik Bank ya.
Latihan Soal – Bank
A. Vocabulary (pilih jawaban yang tepat)
-
"Saldo rekening" dalam bahasa Inggris adalah …
a. Deposit
b. Balance
c. Withdrawal
d. Transfer -
"Loan" artinya …
a. Tabungan
b. Pinjaman
c. Penarikan
d. Setoran -
"Kartu debit" dalam bahasa Inggris adalah …
a. Credit card
b. Debit card
c. ATM card
d. Bank statement -
"Currency exchange" berarti …
a. Transfer uang
b. Penukaran mata uang
c. Setoran tunai
d. Bunga bank
B. Useful Expressions (lengkapi kalimat)
- “I would like to ______ money.” (Saya ingin menyetor uang.)
- “Can I ______ some money, please?” (Bisakah saya menarik sejumlah uang?)
- “What is my ______ balance?” (Berapa saldo rekening saya?)
- “I lost my ______ card.” (Saya kehilangan kartu ______.)
C. Dialogue Practice (jawaban singkat)
-
You want to open a savings account. What would you say to the bank teller?
(Jawaban: …) -
If you don’t know how to use an ATM, what question would you ask the security guard?
(Jawaban: …)
Mau saya buatkan juga kunci jawaban + sedikit penjelasan untuk latihan ini biar lebih mudah ngecek hasilnya?
Baik 👍 berikut kunci jawaban + penjelasan singkat untuk latihan topik Bank kemarin:
✅ Kunci Jawaban
A. Vocabulary
- b. Balance → saldo rekening = balance
- b. Loan → loan artinya pinjaman
- b. Debit card → kartu debit = debit card
- b. Currency exchange → currency exchange = penukaran mata uang
B. Useful Expressions
- deposit → “I would like to deposit money.” (Saya ingin menyetor uang.)
- withdraw → “Can I withdraw some money, please?” (Bisakah saya menarik sejumlah uang?)
- account → “What is my account balance?” (Berapa saldo rekening saya?)
- ATM → “I lost my ATM card.” (Saya kehilangan kartu ATM.)
C. Dialogue Practice (jawaban bisa bervariasi)
-
You want to open a savings account.
Jawaban contoh: “Good morning, I would like to open a savings account.” -
You don’t know how to use an ATM.
Jawaban contoh: “Excuse me, how do I withdraw money from this ATM?”
👉 Latihan ini bisa dipakai untuk role-play juga (satu jadi teller, satu jadi nasabah).
Mau saya tambah latihan percakapan menengah (sedikit lebih panjang & formal) supaya bisa buat praktek speaking?
Mantap 👍 saya buatkan latihan percakapan menengah tentang Bank ya. Dialog lebih panjang dan sedikit formal supaya bisa dipakai praktek speaking.
🏦 Dialogue 1: Opening a Bank Account (Intermediate)
Customer: Good morning. I’d like to open a savings account, please.
Teller: Good morning. Sure, may I see your ID card and a copy of your family card?
Customer: Yes, here they are. Do I need to fill in any forms?
Teller: Yes, please complete this form with your personal details. After that, you need to make a minimum initial deposit of 1,000,000 rupiah.
Customer: Alright, I have the money ready. Here you go.
Teller: Thank you. Your account will be active within 15 minutes. Do you also want an ATM card?
Customer: Yes, that would be very helpful.
Teller: Okay, please wait while I process it.
(Terjemahan singkat)
Nasabah: Selamat pagi. Saya ingin membuka rekening tabungan.
Teller: Selamat pagi. Boleh saya lihat KTP dan fotokopi KK Anda?
Nasabah: Ya, ini dia. Apakah saya harus mengisi formulir?
Teller: Ya, silakan lengkapi formulir ini. Setelah itu, Anda perlu setoran awal minimal Rp1.000.000.
Nasabah: Baik, saya sudah siapkan uangnya. Ini.
Teller: Terima kasih. Rekening Anda akan aktif dalam 15 menit. Apakah Anda juga ingin kartu ATM?
Nasabah: Ya, itu sangat membantu.
Teller: Baik, silakan tunggu sebentar saya proses.
🏧 Dialogue 2: Asking for a Loan (Intermediate)
Customer: Hello, I’d like to ask about applying for a loan.
Bank Officer: Of course. What kind of loan are you interested in?
Customer: I need a personal loan to renovate my house.
Bank Officer: I see. Do you already have an account with us?
Customer: Yes, I’ve been a customer for about five years.
Bank Officer: Great. We will need your ID, salary slip, and proof of residence. The maximum loan depends on your monthly income.
Customer: Alright, I’ll prepare the documents. How long does the process usually take?
Bank Officer: If everything is complete, it takes around seven working days.
Customer: That sounds good. Thank you for the information.
Bank Officer: You’re welcome. Please come back once your documents are ready.
(Terjemahan singkat)
Nasabah: Halo, saya ingin bertanya tentang pengajuan pinjaman.
Petugas bank: Tentu. Pinjaman seperti apa yang Anda butuhkan?
Nasabah: Saya butuh pinjaman pribadi untuk renovasi rumah.
Petugas bank: Baik. Apakah Anda sudah punya rekening di bank kami?
Nasabah: Ya, saya sudah jadi nasabah sekitar lima tahun.
Petugas bank: Bagus. Kami perlu KTP, slip gaji, dan bukti tempat tinggal. Jumlah pinjaman maksimal tergantung pada penghasilan bulanan Anda.
Nasabah: Baik, saya akan siapkan dokumen-dokumennya. Berapa lama biasanya prosesnya?
Petugas bank: Jika lengkap, sekitar tujuh hari kerja.
Nasabah: Baik, terima kasih atas informasinya.
Petugas bank: Sama-sama. Silakan kembali setelah dokumen siap.
👉 Percakapan ini bisa dijadikan role-play (satu jadi teller/officer, satu jadi customer).
Mau saya bikinkan juga latihan pertanyaan comprehension (misalnya: "Why does the customer need a loan?") biar lebih interaktif?
Oke 👍 sekarang saya buatkan latihan comprehension questions dari dua percakapan bank tadi (opening account & asking for a loan).
🏦 Dialogue 1: Opening a Bank Account – Questions
- What type of account does the customer want to open?
- What documents does the teller ask for?
- How much is the minimum initial deposit?
- How long will the account take to be active?
- What additional service does the teller offer?
🏧 Dialogue 2: Asking for a Loan – Questions
- Why does the customer want to apply for a loan?
- How long has the customer been a bank client?
- What documents are required to apply for the loan?
- How long does the loan process usually take if documents are complete?
- What does the bank officer tell the customer to do at the end?
👉 Mau saya lengkapi langsung dengan kunci jawaban atau biar kamu coba dulu jawab sendiri, lalu nanti kita cek bersama?
Baik 👍 saya lengkapi dengan kunci jawaban + penjelasan singkat untuk latihan comprehension tadi:
✅ Kunci Jawaban
🏦 Dialogue 1: Opening a Bank Account
- A savings account → Nasabah ingin membuka rekening tabungan.
- ID card and a copy of family card → Teller meminta KTP dan fotokopi KK.
- 1,000,000 rupiah → Setoran awal minimal Rp1.000.000.
- 15 minutes → Rekening akan aktif dalam 15 menit.
- An ATM card → Teller menawarkan layanan tambahan berupa kartu ATM.
🏧 Dialogue 2: Asking for a Loan
- To renovate his house → Nasabah ingin pinjaman untuk renovasi rumah.
- About five years → Nasabah sudah jadi nasabah sekitar 5 tahun.
- ID, salary slip, and proof of residence → Dokumen yang diminta adalah KTP, slip gaji, dan bukti tempat tinggal.
- Seven working days → Proses pinjaman memakan waktu sekitar 7 hari kerja jika dokumen lengkap.
- Come back once the documents are ready → Petugas meminta nasabah kembali setelah dokumen siap.
👉 Jadi, latihan ini melatih reading comprehension + recall detail dari percakapan.
Mau saya tambahkan juga latihan membuat percakapan sendiri (guided speaking) dengan panduan langkah-langkah supaya lebih aktif?
Sip 👍 sekarang kita buat latihan membuat percakapan sendiri (guided speaking). Jadi kamu bisa praktek bikin dialog, bukan hanya baca.
🗣️ Guided Speaking Practice – Topic: Bank
Langkah 1 – Pilih situasi
Pilih salah satu situasi berikut:
- Membuka rekening baru
- Menarik uang di teller
- Menukar mata uang asing
- Mengajukan pinjaman
Langkah 2 – Gunakan pola percakapan sederhana
Customer: Greeting + tujuan datang ke bank
Teller/Officer: Menanggapi + meminta informasi/dokumen
Customer: Memberikan jawaban/dokumen
Teller/Officer: Memberi instruksi/syarat
Customer: Menjawab/bertanya lebih lanjut
Teller/Officer: Menutup dengan konfirmasi
Langkah 3 – Contoh kerangka (untuk Currency Exchange)
- Customer: Good morning. I’d like to exchange some US dollars to rupiah.
- Teller: Sure. How much would you like to exchange?
- Customer: I’d like to exchange 200 dollars.
- Teller: Alright, the rate today is 15,000 rupiah per dollar. You will get 3,000,000 rupiah.
- Customer: Okay, here is the money.
- Teller: Thank you. Here is your rupiah. Please count it before you leave.
- Customer: Thank you very much.
Latihan Mandiri ✍️
Sekarang coba buat dialog kamu sendiri dengan pola di atas. Misalnya:
- Situasi 1: Membuka rekening → kamu tentukan jenis rekening, syarat, setoran awal.
- Situasi 2: Menarik uang → kamu tentukan jumlah & syarat (KTP, buku tabungan).
- Situasi 3: Mengajukan pinjaman → kamu tentukan kebutuhan, dokumen, proses waktu.
👉 Mau saya buatkan template kosong (fill in the blank) biar kamu bisa isi langsung pakai kata-kata sendiri?
Baik 👍 berikut saya buatkan bacaan bilingual (Inggris – Indonesia) tentang Bank agar melengkapi topik Television dan ATM Machine kemarin.
🏦 Reading: Going to the Bank
(Bacaan: Pergi ke Bank)
A bank is a financial institution where people keep their money safely.
Bank adalah lembaga keuangan tempat orang menyimpan uang mereka dengan aman.
In the bank, customers can do many activities. The most common one is depositing money. People bring their cash and give it to the teller, then the teller puts the money into their account.
Di bank, nasabah dapat melakukan banyak aktivitas. Yang paling umum adalah menyetor uang. Orang membawa uang tunai lalu menyerahkannya kepada teller, kemudian teller memasukkan uang tersebut ke dalam rekening mereka.
Another common activity is withdrawing money. Customers can fill out a withdrawal form or use their ATM card at the teller counter to take out cash.
Aktivitas umum lainnya adalah menarik uang. Nasabah bisa mengisi formulir penarikan atau menggunakan kartu ATM di loket teller untuk mengambil uang tunai.
People also go to the bank to transfer money to another account. They write the destination account number and the amount of money they want to send.
Orang juga pergi ke bank untuk mentransfer uang ke rekening lain. Mereka menuliskan nomor rekening tujuan dan jumlah uang yang ingin dikirim.
In addition, the bank offers services such as paying bills, opening new accounts, applying for loans, or asking for account information.
Selain itu, bank menyediakan layanan seperti membayar tagihan, membuka rekening baru, mengajukan pinjaman, atau meminta informasi rekening.
When you visit a bank, you usually need to take a queue number and wait for your turn. Then you go to the teller’s counter and explain what service you need.
Saat mengunjungi bank, biasanya Anda perlu mengambil nomor antrian dan menunggu giliran Anda. Kemudian Anda pergi ke loket teller dan menjelaskan layanan apa yang Anda butuhkan.
Bank employees are trained to help customers politely and keep financial information private.
Pegawai bank dilatih untuk membantu nasabah dengan sopan dan menjaga kerahasiaan informasi keuangan.
In conclusion, the bank is a safe place for saving, withdrawing, transferring money, and doing other financial services.
Kesimpulannya, bank adalah tempat yang aman untuk menyimpan, menarik, mentransfer uang, dan melakukan layanan keuangan lainnya.
👉 Mau saya lanjutkan buatkan 10 soal pilihan ganda bilingual tentang bacaan Bank ini, seperti latihan TV dan ATM sebelumnya?
Oke 👍 berikut saya buatkan 10 soal pilihan ganda (A–E) berdasarkan bacaan bilingual tentang Bank.
🏦 Reading Comprehension Questions – Bank
1. What is the main function of a bank?
A. To sell products
B. To store money safely
C. To print books
D. To make advertisements
E. To build houses
✅ Answer: B. To store money safely
2. What does it mean to deposit money in the bank?
A. To take out money
B. To keep money in an account
C. To borrow money from the bank
D. To check the balance
E. To pay bills
✅ Answer: B. To keep money in an account
3. What is another word for “withdrawing money”?
A. Taking money out
B. Saving money
C. Lending money
D. Sending money
E. Exchanging money
✅ Answer: A. Taking money out
4. What information do you need to transfer money at the bank?
A. Your ID card and address
B. Destination account number and amount
C. ATM card and PIN
D. Phone number and email
E. Date of birth and signature
✅ Answer: B. Destination account number and amount
5. Which of the following is NOT a service of the bank?
A. Paying bills
B. Applying for loans
C. Watching movies
D. Opening new accounts
E. Asking for account information
✅ Answer: C. Watching movies
6. What do you usually do first when you arrive at the bank?
A. Talk to the manager
B. Take a queue number
C. Go to the cashier directly
D. Write a withdrawal form
E. Call customer service
✅ Answer: B. Take a queue number
7. Who usually helps customers at the bank counter?
A. Security guard
B. Manager
C. Teller
D. Cleaner
E. Driver
✅ Answer: C. Teller
8. Why are bank employees trained to keep information private?
A. To make customers happy
B. To protect financial security
C. To follow government rules only
D. To save time
E. To advertise services
✅ Answer: B. To protect financial security
9. Which of these actions requires filling out a form at the bank?
A. Watching TV
B. Withdrawing money
C. Paying bills online
D. Reading newspapers
E. Taking a receipt
✅ Answer: B. Withdrawing money
10. What is the conclusion of the text?
A. Banks are dangerous places
B. Banks are only for rich people
C. Banks are safe places for financial activities
D. Banks are only for loans
E. Banks are similar to shops
✅ Answer: C. Banks are safe places for financial activities
👉 Mau saya gabungkan ketiga bacaan (Television, ATM Machine, Bank) + soal-soalnya jadi satu modul belajar bilingual untuk latihan?
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